Elite Wealth Creators Property · Finance · SMSF

Borrowing Capacity Calculator

Serviceability & statement of position, combined — an estimate to guide your next move.

A Applicant details

Applicant 1Applicant 2

1 Household

2 Income gross, before tax

$
$
$
$
%

3 Rental income subject property

$
%

4 Living expenses

$
$1,900

5 Existing commitments & liabilities

LiabilityLimit / balanceMonthly repay
3.8% assessed
%

6 Loan & deposit

%
%
yrs
%
$
%

7 Funds required this purchase

$
$
$
$
$
$
$
$

8 Assets statement of position

Optional — record assets for your net position (does not affect borrowing capacity)
$
$
$
$
$
$
$
$
Estimated borrowing capacity
$0

Purchase power

Est. max purchase price$0
Loan amount$0
Deposit + costs used$0

What limits you

Capacity from income serviceability$0
Capacity from deposit LVR / funds$0

Monthly serviceability

Net income (after tax)$0
Living expenses$0
Existing commitments$0
Surplus for new loan$0

Repayments on the loan

At actual rate$0
Tested at assessment$0

Application check

Loan required (section 7)$0
Enter a purchase price in section 7

Net position

Total assets$0
Total liabilities$0
Net position$0
Estimate only. A guide for general illustration — not a credit assessment, loan offer or financial advice. Actual capacity depends on each lender's policy and full verification of income, expenses and credit history. Stamp duty uses each state's standard general transfer-duty rates and excludes first-home, owner-occupier, off-the-plan and foreign-buyer adjustments — confirm the exact figure with the relevant state revenue office. Elite Wealth Creators coordinates clients with licensed finance brokers; confirm any figure with a licensed credit professional before relying on it.
Elite Wealth Creators · Property · Finance · SMSF · 30 years, 5.0-star rated · No cost, no obligation strategy calls